Thursday, July 31, 2008

Managing Credit Cards

Having some problem on how to manage your credit cards? I found this very nice help tips:
•Know you loan's credit items or the terms of you credit card
•Understand the terms of the agreement before you accept a loan or credit card.
•Set aside money each payday for emergencies.
•Set a monthly limit for charges and stick to it.
•Shop as carefully with credit as you do with cash.
•Don't take on more monthly credit payments than you can afford.
•Pay bills promptly to avoid penalties and to keep finance charges low.
•If you charge day to day expenses, make sure you pay enough monthly to keep your debt or credit card from ballooning.

Hope this will help you manage your credit cards or loan.Enjoy using your cards on the best way.

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